Terms of Services

Effective Date: November 24, 2025

Welcome to **SeniorCoveragePlanner.info**. These Terms of Service ("Terms") govern your use of our website and services provided by **PROMOSTAR PRIVATE LIMITED**. By accessing or using the website, you agree to be bound by these Terms.

1. Use of Service

The content on this website is for informational purposes only. We are a resource that connects consumers with third-party insurance agents, carriers, and other service providers. **We are not an insurance company, agent, or broker ourselves.** Any insurance policy, coverage, or financial product is offered and underwritten by third parties.

2. Quote Requests and Consent

By submitting a form or request for a quote (including Final Expense or Affiliate services like Auto Insurance), you agree and consent to be contacted by our partners (insurance agents, brokers, or lead generators) by telephone, email, or text message, even if your phone number is on a do-not-call list. Your consent is not required as a condition of purchasing any goods or services.

3. Affiliate Disclaimer

We utilize affiliate links and lead generation forms for various services, including auto insurance. We receive compensation when you connect with these third-party providers through our site. This compensation may influence the content and topics presented on the site, but we strive to offer objective and accurate information.

4. Intellectual Property

All content, trademarks, service marks, and logos on the website are the property of PROMOSTAR PRIVATE LIMITED or its licensors and are protected by copyright and intellectual property laws. You may not use, copy, reproduce, or distribute any part of the website content without express written permission.

5. Limitation of Liability

PROMOSTAR PRIVATE LIMITED will not be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on SeniorCoveragePlanner.info, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.